Shariah-Compliant · CBN Licensed

Shop and drive,the halal way.

Amaanah Marketplace gives you a clear, interest-free path to the appliances, electronics, furniture, and vehicles you want. Choose a plan. See exactly what you will pay. Own it.

0%

Interest. Always. That is the promise.

60mo

Maximum Ijarah Tenure on vehicles.

100%

Transparent. Fixed profit. Disclosed.

Licensed by the Central Bank of Nigeria
Disclosed profit margin, Fixed profit. Always disclosed.
Ijara Tenure ready
AES-256 encryption on all records.

TWO WAYS TO OWN

One marketplace. Every halal

option.

Whether you are kitting out a home or planning your next vehicle, Amaanah gives you the same transparent, instalment plan that fits your life.

HomeFlex

Amaanah

Home Flex

Appliances, furniture, electronics — pay in flexible, interest-free instalments from home.

Browse HomeFlex
FlexiWheels

Car Financing

FlexiWheels

Drive a verified vehicle on a Ijarah tenure plan. No interest. A disclosed profit.

Explore FlexiWheels

How it works

Four steps. No small print,
no surprises.

Step 01

Browse and choose

Explore thousands of verified vehicles and home products from trusted dealers and suppliers across Nigeria.

Step 02

Configure your plan

Set your deposit and repayment duration. See your exact monthly instalment before you apply — no surprises.

Step 03

Apply in minutes

Submit your details and documents quickly. Our team reviews your application and responds fast.

Step 04

Own it

Sign your Ijarah or Murabaha agreement digitally and take ownership. Pay monthly with disclosed profit margin.

FlexiWheels Calculator

See your exact monthly instalment

Before you commit.

Most lenders hide the real number until the last page. Amaanah shows it from the first tap. Move the slider, watch it update, know exactly what the next five years look like.

  • Fixed profit margin, disclosed upfront.
  • Durations from 12 to 60 months. You pick what fits.
  • The price you see is the price you pay. No riba. No hidden fees.
Browse all vehicles
Toyota Camry 2022

Featured · FlexiWheels

Toyota Camry 2022

Sedan · Automatic · 22,000 km

₦10,500,000

Your Deposit

₦2,100,000

20% min50%

Repayment Tenure

36 months

12mo24mo36mo48mo60mo

Your Monthly Payment

₦254,333

For 36 months. Fixed. Disclosed.

Financed amount₦8.4M
Profit margin (9%)₦0.8M
Total payable₦9.2M

This is a Ijarah tenure sale arrangement, not a loan. Profit margin is fixed at agreement and does not change. No interest is charged at any stage.

Featured

What people are financing

right now.

See full catalogue
Binatone 3litres electric jug black

Binatone 3litres electric jug black

As low as ₦32,000/month

₦620,000

Apply for Financing
Yamaha 2KV Generator

Yamaha 2KV Generator

As low as ₦28,000/month

₦540,000

Apply for Financing
12 Pieces Ceramic plate

12 Pieces Ceramic plate

As low as ₦18,000/month

₦40,000

Apply for Financing
QCWOLVES 2L Industrial Blender

QCWOLVES 2L Industrial Blender

As low as ₦24,000/month

₦90,000

Apply for Financing

MOBILE APP

Your marketplace, in
your pocket.

Manage everything from a single app. Browse, apply, sign, and track — all from your phone with biometric-level security.

Tier Verification

Complete KYC in minutes from your phone.

Live status tracking

See where your application is at any time.

Verified payments

Authorise direct debit mandates securely.

Smart notifications

Stay updated on approvals and repayments.

Amaanah mobile app

Approved

Toyota Camry 2022

Next Payment

₦185,400

Due 12 Mar · 3 days

Aisha Lawal

From Our Community

I put off buying a car for three years because I refused to take a riba-based loan. Amaanah gave me exactly what they promised on day one. The monthly payment I saw on the slider is the number I pay every month.

Aisha Lawal

Product Designer · Lagos, Nigeria

4.9/5

Average app rating

94%

Approvals in 48hrs

Questions, Answered

The honest,

straightforward bit.

Every common question, answered clearly. If something is not covered, reach out. We reply within one business day.

Still curious?

Talk to a human. Weekdays, 8am to 6pm WAT.

Contact support

Ijarah tenure is a cost-plus-profit sale. Amaanah buys the item you want, then sells it to you at a disclosed profit, to be paid in instalments. There is no interest. The price is fixed at the moment you sign, and it does not change if you pay late, pay early, or the market moves. It is a sale, not a loan.

Shop. Drive. Own it
halal.

Open a free account, complete your verification, and start your first application today.